Mortgage Solutions Financial

Mortgage Solutions Financial

7450 Campus Drive, Suite 200, Colorado Springs, CO 80920

www.msfwholesale.net

Internal Reviews

(0 reviews)

Total loans closed with Loan Factory
4

Total loans closed with Loan Factory (past 12 months)
0

Lender overview

Basic information

USDA One-time Close Construction
FHA
VA
VA IRRRL
VA High Balance
VA Jumbo
USDA

Mortgage Solutions of Colorado LLC, ISAOA 7450 Campus Drive Suite 200 Colorado Springs, CO 80920 Loan Number

Mortgage Solutions of Colorado LLC, ISAOA 7450 Campus Drive Suite 200 Colorado Springs, CO 80920 Loan Number

Lock policies & Fees

Lock Policies

Lock extensions are granted for 1-35 days at a cost of 0.025 per day.
Lock Desk Hours
• New locks: M-F 9:00AM – 6:00PM (MST)
• Lock Extensions: M-F 9:00AM – 4:30PM (MST)

Re-Lock requests must be made by emailing locks@mortgagesolutions.net.
Re-Locks will be priced based on worse case pricing with the original lock terms unless the original lock.
has been cancelled or expired for more than 30 days.

No

Lender's niche & Overlays

On VA loans

  • No overlays to DTI w/ AUS Approval

  • Up to 65% Front /65% Back DTI w/ Manual Underwriting

  • No Credit Score Min w/ Manual Underwriting 

  • NO LLPA for Manual Underwrites

On FHA loans
  •  500 FICO w/ manual underwriting to 90% LTV
  •  580 FICO w/ manual underwriting to 96.5% LTV
  • Cash-out w/ manual underwriting up to 80% LTV with a 500 FICO
  • NO LLPA for Manual Underwrites


5-acre minimum for Agriculture loan.

FHA min 640 mid to use gift funds


Lender turn time

3

2

3

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