Triad Financial Services Inc.
13901 Sutton Park Drive South, Jacksonville, FL 32224
https://www.triadfs.com/
Internal Reviews
(1 review)
Total loans closed with Loan Factory
19
Total loans closed with Loan Factory (past 12 months)
0
Lender overview
Basic information
Investor Name ISAOA/ ATIMA C/O Triad Financial services, Inc. 13901 Sutton Park Drive South, suite 300 Jacksonville, FL 32224
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Lock policies & Fees
Lock Policies
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Lender's niche & Overlays
Manufactured Home Loans
- Credit Score Flexibility: Triad allows credit scores as low as 550!
When there are multiple applicants, we:
- Average their scores to determine the Program Tier (Bronze, Silver, or Gold)
- Use the higher of the two scores to determine pricing within that program
- Back-end Debt-to-Income (DTI) ratios now go up to 50%, with no front-end DTI requirements when credit is above 600
- Increased Loan Limits: Maximum loan amounts have increased to $600,000
- Rate & Term Refinances: Available on Primary Residence Chattel Loans
- Up to 95% LTV when credit is 600+
- Up to 90% LTV when credit is below 600
- No PMI – Ever: None of our loan programs require Private Mortgage Insurance (PMI)—regardless of LTV
Lender turn time
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Review - Triad Financial Services Inc.
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